Health care cost are high and getting higher. Who will pay your bills if you have a serious accident or major illness? Most of the times we are unprepared for these difficult times, emotionally, as well as financially. Bajaj Allianz's Health Guard Policy, protect you and your family in case you need expensive medical care. It also offers you cashless benefit & medical reimbursement for hospitalisation expenses.

• Cashless Facility : With Health Guard, the member has access to the cashless facility at various hospitals across India (Subject to exclusion and conditions)
• The member can opt for hospitals besides the empanelled ones, in which case the expenses incurred by him shall be reimbursed within 14 working days from submission of all the document.
• Pre and post - hospitalisation expenses : Covers relevant medical expenses incurred 60 days prior to and 90 days after hospitalisation.
• Cumulative bonus of 5 % to your sum assured for every claims free year.
• Family discount of 10 % is applicable.
• Covers ambulance charges in an emergency subject to limit of 1000 Rs.
• Health Check up for maximum amount of Rs. 1000 at the end of continuous four claim free year.
• Income tax benefit on the premium paid as per section 80-D of the income Tax Act.